Posts Tagged ‘pet insurance’

Trupanion has amazed us again!  Since our last discussion, the pet insurance company has now extended its “Free 30 Day Trial” to dogs and cats from 8 weeks to 14 years old.  Previously, the certificate was only valid for dogs and cats from 8 weeks to 12 months old, which may have been discouraging for pet owners whose interest was sparked by such an offer but their pet’s age exceeded the limits in order to take advantage of this deal.  This news is incredible given the misconception  that the older pets get, the less they will benefit from veterinary pet insurance or, that they aren’t eligible to participate in pet insurance programs at all. Read the rest of this entry »

Today marks a very important day at Broad Ripple Animal Clinic and Wellness Center. It’s important because we have just launched our BRAChealth Plans! Why is THAT important, you ask? It’s important because the doctors and staff at Broad Ripple Animal Clinic and Wellness Center have created three plans that help you manage your adult pet’s health AND your wallet. Read the rest of this entry »

A healthy dog or cat is no accident. It takes a commitment from owners to provide a healthy lifestyle and regular veterinary care throughout each pet’s life. In other words – a plan. It’s as easy as 1, 2, 3!

1) Twice-a-Year Wellness Exams. Because pets age seven times faster, on average, than people do, health problems can occur in a short amount of time. Six-month wellness exams allow us to diagnose, treat and even prevent health problems before they become serious.

2) Disease Prevention. When you bring your pet in for a wellness exam, we’ll conduct a risk assessment to determine your pet’s exposure to various diseases. We’ll also use a “Wellness Checklist” to design a vaccination and wellness plan to help protect your pet from disease threats.

3) Pet Health Insurance. When your pet’s wellness exams, vaccinations and other preventive care are covered by pet health insurance, both you and your pet benefit. And, pet health insurance provides greater peace of mind knowing your pet is covered when unexpected medical expenses arise. We can help you determine if pet health insurance is right for your pet.

Broad Ripple Animal Clinic and Wellness Center is one of 15,000 veterinary clinics nationwide participating in National Pet Wellness, an educational initiative sponsored by the American Veterinary Medical Association, Fort Dodge Animal Health and VPI^® Pet Insurance.

Want to know more about pet aging, wellness exams, vaccination or pet health insurance? Feel free to call us at 317.257.5334 or 317.726.2711 and visit NPWM.com for more information.

U.S. representative Thaddeus McCotter (R-Mich) has proposed a congressional bill to make pet care expenses tax deductible. H.R. 3501, more commonly known as the ‘Humanity and Pets Partnered Through the Years (HAPPY) Act’ if passed, would allow individuals to claim up to $3,500 in tax deductions per year.

Read the rest of this entry »

Pet Health Insurance companies are springing up everywhere. In a time of economic recession, is pet insurance a luxury most people can’t afford? In actuality, pet insurance is quickly becoming something most pet owners need to treat their pet before something major happens. It isn’t a way to save money on veterinary care, it’s actual insurance. It’s much more like car or home insurance than human health or dental insurance.

Emergencies, accidents and illnesses are a fact of life when you have pets. Many people comment on the cost of veterinary care, comparing it to their affordable health insurance co-pay. We all know that health insurance premiums have been sky-rocketing over the past several years and that the co-pay is only a portion of what health care truly costs. Many of us are not prepared financially to pay for sudden, unexpected veterinary care. That’s where pet insurance can truly help.

Pet insurance allows you to visit any veterinarian, whether it’s a general practitioner, a specialist or an emergency provider. There are no networks, and no pre-authorization is required or necessary.

Let’s look at car insurance as a comparison. If you are in an automobile accident and your car requires several thousand dollars worth of repairs, what do you do? Typically, you will visit your collision repair shop, obtain an estimate and agree to services to repair damages to your car. You would pay for these services and submit a claim to your car insurance provider. You would then receive reimbursement for your expenses, minus your selected deductible. Pet insurance works in exactly this manner! If your pet has a serious accident or illness, you would visit the veterinarian of your choice for treatment. You would pay for your pet’s veterinary care, then submit a claim to your pet insurance company for reimbursement. You would receive direct payment from your insurance company, minus your deductible.

Several years ago, most companies had pre-existing condition clauses that prevented some pet owners from obtaining affordable insurance for their pets, especially if they were older or had already suffered a major illness. Today, there are many choices available and pre-existing conditions and the ages of pets are treated differently. To find pet insurance that fits the needs of your individual pet, go to http://www.petinsurancereview.com for an overview of available plans in the U.S., along with costs and comparisons.